Udyogini Scheme​​                              ​Application download​


A truly innovative scheme, sanctioned by the Government of Karnataka in the year 1997-98. Udyogini assists women in gaining self-reliance through self employment, especially in the trade and service sector. Udyogini empowers women by providing loans through Banks and other finanicial institutions; it also provides a subsidy from the Corporation for undertaking business activities / micro enterprises. Loans are arranged through financial institutions like commercial banks, district co-operative banks and RRBs. The scheme has gone a long way in preventing women entrepreneurs from private borrowing at higher rates of interest.
Under this scheme, the maximum unit cost is Rs.1,00,000/-. Age limit for the beneficiary is 18-45 years and family income limit to avail this benefit is Rs.40,000/- per annum for all women including those belonging to SC/ST. No income limit is prescribed for women belonging to special category viz., widows, destitute and disabled women. KSWDC provides a subsidy @ 30% of the loan sanctioned for widows, destitute, disabled women and women belonging to SC / STs, or Rs.10,000/-, whichever is less. In case of the general category women, the subsidy is @ 20% of the loan or Rs.7,500/-, whichever is less.
Applications received are scrutinized by the CDPO of the concerned Taluk and put up for approval of the District level Committee, headed by Deputy Director /Assistant Director, DW&CD.
Target for 2006-07 : Physical – 660 women

Financial - Rs.45 Lakhs

ENTREPRENEURIAL ACTIVIT​IES SUPPORTED UNDER UDYOGINI :

Most profitable business activity is approved and supported under the scheme. Some of the popularly undertaken business activities include :

1

Book binding and note books manufacturing

2

Old paper marts

3

Chalk crayon manufacture

4

Pappad manufacture

5

Jam, Jelly & Pickles manufacture

6

Sari & Embroidery works

7

Woollen weaving

8

Printing & Dyeing of clothes

9

Bedsheet & towel manufacture

10

Silk weaving

11

Ribbon making​​

12

Bakeries

13

Dry fish trade

14

Dairy & Poultry related trade

15

Footwear manufacture

16

Silk worm rearing

17

Wet grinding

18

Vegetable & Fruit vending

19

Shops & Establishments

20

Canteen & catering

21

Dry cleaning

22

Cut piece cloth trade

23

Newspaper, weekly & monthly magazine vending

24

Crèche

25

Tailoring

26

Readymade garments trade

27

Mat weaving

28

Leaf cups manufacture

29

Shikakai powder manufacture

30

Flour mills

31

Woolen garments manufacture

32

Tutorials

33

Cane & Bamboo articles manufacture

34

Job typing & photocopying service

35

STD booths

36

Handicrafts manufacture

37

Bottle cap manufacture

38

Plastic articles trade

39

Ink manufacture

40

Phenyl & Naphthalene ball manufacture

41

Soap oil, Soap powder & Detergent cake manufacture

42

Fax paper manufacture

43

Cotton thread manufacture

44

Nylon button manufacture

45

Vermicelli manufacture

46

Corrugated box manufacture

47

Match box manufacture

48

Jute carpet manufacture

49

Pottery

50

Agarbathi manufacture

51

Quilt & Bed manufacture

52

Travel agency

53

Security service

54

Audio & Video cassette parlour

55

Radio & TV servicing stations

56

Library

57

Real estate agency

58

Photo Studio

59

Diagnostic lab

60

Stationery Shop

61

Beauty parlour

62

Bangles

63

Gift Articles

64

Fish Stalls

65

Flower Shops

66

Chappal Manufacture

67

Mutton Stalls

68

Coffee & Tea Powder

69

Pan & Cigarette Shop

70

Tea Stall

71

Edible Oil Shop

72

Fair-price Shop

73

Fuel Wood

74

Silk Thread Manufacturing

75

Typing Institute

76

Milk Booth

77

Pan Leaf or Chewing Leaf Shop

78

Cleaning Poweder

79

Condiments

80

Energy Food

81

Ragi Powder Shop

82

Tender Coconut

83

Eat-outs

84

Househ hold articles retail

85

Banana Tender Leaf

86

Ice Cream Parlour

87

Sweets shop

88

Clinic

89

Gym Centre